Warranty Direct
California Mechanical Breakdown Insurance

2 Million Satisfied Customers - We've Got You Covered!

  We Handle Our Own Claims

You can buy from us with complete confidence because we are a division of one of the largest independent extended automotive warranty providers in North America, with 28 years of experience paying claims. This makes us unique since most of the companies selling coverage on the internet will not be responsible for paying your claims. They are simply selling coverage for an unknown third party.

Why Choose Us?
Financial stability
Comprehensive coverage
Proven 28 year track record
Use any repair facility
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Optional Coverages Explained*


Non-Covered Part Cause of Loss*- In the event a Breakdown occurs to a Covered Part under this Policy due to the failure of a non-covered part, the Covered Part will be repaired (as an exception to the standard exclusion). An example would be if the battery (non-covered part) caused the alternator to fail. In this case, the alternator would be covered, but the battery would not as it is a non-covered part. The cost for this coverage is only $30.00.

Covered Part Cause of Loss*- In the event a Breakdown occurs to a non-covered part under this Policy due to the failure of a Covered Part, the non-covered part will be repaired as an exception to the standard exclusion. An example would be if the alternator (a covered part) caused the battery (non-covered part) to fail. In this case, the battery would also be covered. The cost for this coverage is only $30.00.

Emissions Coverage*- In the event a Breakdown occurs due to the failure of an emission component (except for catalytic converters, exhaust systems and carburetors), under this Policy this option provides Coverage as an exception to the standard exclusion. Examples of parts that fall under this coverage are oxygen sensors, mass air flow sensors, anti-knock sensors and many others. The cost for this coverage is only $50.00.

* Please refer to specific policies for covered and non-covered parts. Above examples do not apply to all coverage levels.




Warranty Direct is licensed to provide coverage in California (License # 0C36822). The coverage is issued by Dealers Assurance Company, a California admitted insurer, rated A-Excellent by A.M. Best.

It is extremely important to make sure a seller is licensed to do business in California. Sadly, unlicensed sellers have become epidemic in California. Buying from an unlicensed warranty seller is risky as they do not meet the high standards required by your state. In order to be licensed, the policy must be issued by a California admitted insurance company so the California Department of Insurance has regulatory authority, the firm must be financially viable, operate within the laws and file their rates with the state. Unlicensed firms may offer no protection to you should the company go out of business. A licensed seller will be audited periodically to make sure their finances are in order.

You may verify our California license by clicking below.
http://www.insurance.ca.gov/0100-consumers/0030-licensee-info

Warranty Direct is a member in excellent standing of the Better Business Bureau and has earned the prestigious BBB Online Privacy designation. We are charter members of WebAssured.com and elected to join them because of their commitment to regulate Internet companies and guarantee purchases.

For even greater peace of mind, all our products include a written, money back guarantee.


No matter which level of coverage you choose, you'll find our policies to be the most comprehensive with consumer friendly language that is straight forward and easy to understand. All our plans include:

  • Money back guarantee
  • Mechanical breakdown AND wear-and-tear protection
  • Full seals and gaskets coverage
  • No exclusion for damage caused by overheating
  • Fluids covered in connection with covered repairs
  • Unlimited number of claims
  • Your choice the repair facility of your choice
  • Transferability of coverage to a new owner of the vehicle
  • Claims paid directly to repair facility, no billing or reimbursement
  • FREE roadside assistance membership for the full term of your coverage
  • Car Rental
  • Travel Interruption protection
  • Cancelable at any time for a pro-rated refund


At Warranty Direct, the customer is king. We are members of the Better Business Bureau and are proud that our report reflects our commitment to customer service. We are also members of WebAssured.com, an organization dedicated to promoting the highest standards of ethical conduct for companies who do business on the Internet. Our report features more than 100 verified testimonials that Warranty Direct customers have taken the time to write. A leading car buying site calls us “the Rolls Royce of all warranty companies”.

Buying coverage for a new or used car can be a major expense. Choosing the right company is very important. You need comprehensive coverage, consumer friendly policy language, freedom to choose your repair facility and no paperwork or billing hassles; as well as a financially stable company with a proven track record. That's the Warranty Direct difference - a total blanket of protection for your vehicle and peace of mind for you.

  Benefit of Coverage

In addition to providing the most comprehensive coverage and fast claims handling, we also offer the most complete benefits package in the industry.

FREE Roadside Assistance Choice of Deductibles
Rental Car Coverage EZPay Installment Plans
Trip Interruption Protection Transferable
Money Back Gurantee Toll Free Assistance
Get a free, no-obligation quote today.
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A.M. Best A-Excellent rated
insurance company

Over 28 years in business
Member Better Business Bureau
A Forbes Magazine Top 200
Company — three times

Dun & Bradstreet Listed
Money Back Guarantee
EZPay Financing Available