MajorCare Contract

The following Terms and Conditions together with Your Identification Card constitute Your Service Contract .

1. CONTRACT PERIOD: Coverage under this Contract begins immediately and will expire according to the time/mileage of the Contract selected, whichever occurs first, as shown on the Identification Card . Failure of a covered component occurring within the first thirty days and 1000 miles after the start date/mileage will not be covered.
a) New/Program Vehicles (60,000, 75,000, 85,000 or 100,000 mile terms) Contract expiration is measured in time from the Contract Purchase Date; and mileage from zero (0) miles.
b) Used Vehicles (13,000, 25,000, 37,000 or 49,000 mile terms) Contract expiration is measured from the Contract purchase date and the odometer mileage at Contract purchase date.

2. FAILURE OF COVERED PARTS
We will pay the repair facility of your choice or reimburse You for reasonable costs to repair or replace any Failure of a part included in Your Coverage. Replacement parts may be new, remanufactured or replacement parts of like kind and quality.

3. TERRITORY
This Contract is limited to Failures which occur, and repairs that are made, within the United States of America and Canada .

5. OUR RIGHT TO RECOVERY
If We pay anything under this Contract and You have a right to recover from another party, Your rights will become Our rights up to the amount We paid. You will do whatever is necessary to enable Us to enforce these rights.

6. TRANSFER RIGHTS
This Contract is for the benefit of the original Contract holder and is transferable subject to a transfer fee and inspection providing:

7. MAINTENANCE REQUIREMENTS
You must maintain Your Vehicle according to the manufacturer's recommendations as outlined in the owner's manual. NOTE: Your owner's manual has separate required maintenance schedules for “normal” and “more severe” operating conditions. You are required to follow the maintenance schedule that applies to Your conditions. You must be sure only the proper grade of lubricants and coolants, as recommended by the manufacturer, is used in Your Vehicle . It is necessary for You to retain verifiable receipts for all parts and materials necessary to perform the required maintenance. If necessary, this documentation will be verified by the Administrator .

8. DEDUCTIBLE
In the event of a Failure covered by this Contract , You may be required to pay a Deductible . No Deductible payment is required with respect to Coverages listed in the Benefits section of this Contract . The Deductible type and amount You have to pay is shown on the Identification Card , for covered Failures on a per repair visit basis. Should a covered Failure require more than one visit to repair, only one Deductible will apply to that Failure .

9. CONTRACT INSURED BY
You are reminded that this Contract is not an insurance policy. However, an insurance policy is in effect with Dealers Assurance Company. If Administrator fails to pay an authorized claim within sixty (60) days after proof of loss has been filed, You are entitled to make a direct claim against the Insurer, Dealers Assurance Company, 3518 Riverside Drive, PO Box 21185 , Columbus , Ohio 43221.

10. ARBITRATION
Any controversy or claim arising out of or relating to this Contract , or breach thereof, will be settled by binding arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association. A judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. The parties specifically agree to the binding nature of the arbitration.

The components listed below are covered by Contract. Components not listed are not covered.

Engine (Gas or Diesel)
All internally lubricated engine parts including: pistons, piston rings, piston pins, crankshaft and main bearings, connecting rods and bearings, camshaft and bearings, timing chain or belt, timing gears, tensioners/guides, intake and exhaust valves, valve springs, valve guides, oil pump and oil pump housing, push rods, rocker arms, rocker arm shafts, hydraulic and solid lifters; intake & exhaust manifold; distributor shaft and housing; harmonic balancer; metal valve covers; timing gear cover; air filter and housing; water pump; fuel pump; vacuum pump; thermostatically controlled air intake; oil pan; engine block and heads are covered if damaged by the Failure of an internally lubricated moving part.

Transmission (Automatic or Standard)
All internal parts; torque converter; vacuum modulator; mounts; covers, pans and cases are covered if damaged by the Failure of an internally lubricated moving part.

Note: No Coverage is afforded for clutch assembly; pressure plate; flywheel; throwout bearing; worn synchronizers or cables.

Transfer Unit (4x4)
All internal parts; transfer case is covered if damaged by the Failure of an internally lubricated moving part.

Drive Axle(s)
All internal parts; “U” joints; propeller shafts; CV/Tripod joints; differential case is covered if damaged by the Failure of an internally lubricated moving part.

Steering (Manual or Power)
All internal parts in rack and pinion; all internal parts in recirculating ball housing; couplings; gear housing; power steering pump; steering main and intermediate shafts; power cylinder assembly; power steering cooler; control valve; Pitman arm; idler arm; tie rod ends; drag link/center link.

Electrical
Alternator; voltage regulator; starter motor, drive and solenoid; power seat motors; power window motors, regulators and drives; front wiper motor including circuit board, relay and delay switch; manually operated switches for power windows, power seat(s), headlamps, wipers (front and rear), emergency warning flashers; horn button; power door lock actuators; trunk actuator.

Front Suspension
Upper and lower control arms, control arm shafts and bushings; upper and lower ball joints; steering knuckles; stabilizer shaft, link and bushings; king pins and bushings; strut bar and bushings; spindles and spindle supports.

Brakes
Master cylinder; power assist booster and valve; wheel cylinders; calipers; combination valve; steel lines and fittings; backing plates; vacuum assist booster pump; springs, clips and retainers; self adjusters; rear activators; parking brake linkage and cables.

Air Conditioning
Compressor; internal assembly including pistons, rods, bearings, valves and shafts; clutch; coil and pulley; orifice tube; condenser; evaporator; manual switches.

Electronics
Anti-detonation/knock sensor; ESC/EEC/ECM module; oxygen sensor; electronic module retard vacuum switch; electronic ignition module; igniter; electronic digital instrument cluster; digital driver information display and module; instrument panel printed circuit board.

Sport Utility
Step bumpers and mounting brackets; spare tire carrier, swing arm, pivots, latches and locks; factory installed running boards; swing out mirror arms and mounts; pop-out or sliding side/rear window latches and hinges; convenience bed liner (not warpage); tailgate handle, lock, cables, hinges and latches; edge protectors; cargo lamp; tie downs.

Note: Rust damage and Failures caused by rust are expressly excluded.

Seals and Gaskets
Seals and gaskets, if needed, are covered for the following assemblies: Engine; Turbo/Supercharger; Transmission; Transfer Unit, Drive Axle(s), Steering; Front Suspension; Brakes and Air Conditioning.

CAR RENTAL: We will, in the event of a Failure covered by this Contract , pay or reimburse You for receipted expenses to rent replacement transportation (from a Dealer or licensed rental agency) while Your Vehicle is undergoing repair. Such payment shall be limited to thirty dollars ($30) for each eight (8) labor hours, or portion thereof, of applicable labor time necessary to complete the repair, up to a maximum of one hundred fifty dollars ($150) per occurrence. This Coverage does not apply to time waiting for parts or other delays beyond the control of the repair facility. In the event of a major component (engine, transmission or drive axle) replacement, a maximum of three (3) days of parts delay Coverage will be afforded provided additional authorization is obtained from Administrator (except where prohibited by law).

TRAVEL EXPENSES: We will, in the event a Failure covered by this Contract occurs more than one hundred (100) miles from Your home, reimburse You up to seventy-five dollars ($75) per day for up to three (3) consecutive days for receipted motel/restaurant expenses (except where prohibited by law). The date of Failure will be considered the first day of the three (3) day maximum period.

EMERGENCY ROADSIDE ASSISTANCE:

For Emergency Roadside Assistance up to
$100 per occurrence, call toll-free 1-877-398-3637
for Interstate Roadside Assistance.

Towing Assistance - When towing is necessary, Vehicle is towed to the nearest authorized service facility.

Battery Boost – If battery Failure occurs, a jump-start will be applied to start the covered Vehicle .

Flat Tire Assistance – Service consists of removal of the flat tire and its replacement with the spare tire. If the disabled Vehicle has no inflated spare or if it has two (2) or more flat tires, it will be towed to the nearest service facility.

Gasoline, Oil, Fluid & Water Delivery Service – An emergency supply of gasoline, oil, fluid and water will be delivered if You are in immediate need. You must pay for the gasoline or other fluid when it is delivered.

Lock-Out Assistance – If Your keys are locked inside of Your Vehicle , We will provide assistance in gaining entry to Your Vehicle .

1. Cost of parts, replacement keys, fluids, lubricants or cost of gasoline, cost of installation of products, material, and additional labor relating to towing. Any service covered under valid manufacturer's warranty.
2. Non-emergency mounting or removing of any tires, snow tires, or chains. Tire Repair. Motorcycles, trucks over one-ton capacity, taxicabs or other commercial delivery vehicles. Camping trailers, travel trailers, or any vehicles in tow. Any and all taxes, or fines. Damage or disablement due to collision, fire, or vandalism.
3. Towing from or repair work performed at a service station, garage or repair shop. Service on a Vehicle that is not in a safe condition to be towed. Non-emergency towing or other non-emergency service. Impound towing or towing by other than an authorized service provider, except as noted below; Vehicle storage charges; a second tow. Towing or service on roads not regularly maintained, such as sand beaches, open fields, forests, and areas designated as not passable due to construction, Participant. Towing at the direction of a law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or other violations of law.
4. Coverage shall not be provided in the event of emergencies resulting from the use of intoxicants or narcotics, or the use of the Covered Vehicle(s) in the commission of a felony.
5. Repeated service calls for a covered Vehicle in need of routine maintenance or repair. Only one disablement for the same cause during any seven-day period will be accepted. Reimbursement for services secured through any other source.

All Roadside Assistance services are provided by Road America Motor Club, administrative offices located at 7300 Corporate Center Drive, Suite 601 , Miami , FL 33126 .

1. Prevent Further Damage - You should use all reasonable means and precautions to protect Your Vehicle from further damage. This Contract will not cover damage caused by not securing a timely repair of the failed component.

2. Take Your Vehicle to a Licensed Repair Facility - If Your Vehicle breaks down, take Your Vehicle to the licensed repair facility of your choice ( You may contact Administrator for assistance in locating a repair facility).

3. Instruct the repair facility that they must obtain an authorization number from Administrator prior to proceeding with repairs. The amount so authorized is the maximum that will be paid. Any additional amounts need prior approval.

4. In some cases, You may be required to authorize the repair facility to inspect or tear down Your Vehicle to determine the cause and cost of the repair. You will be responsible for these charges if Failure is not covered by this Contract . We reserve the right to require an inspection of Your Vehicle prior to any repair being performed.

5. After Administrator has been contacted, review with the repair facility what will be covered by this Contract.

6. Administrator will reimburse the repair facility, by credit card, or You for the cost of authorized repairs performed on Your Vehicle , less any applicable Deductible . All repair orders and necessary documentation must be submitted to Administrator within thirty (30) days to qualify for payment.

If You have any questions regarding Coverages or procedures, please contact Administrator at the following number:

1. Advise Contract holder that evaluation of a Failure does not mean that the repair is covered under this Contract. All covered repairs must receive prior authorization by Administrator .

2. Have Contract holder authorize inspection/tear down of the Vehicle to determine Failure's cause and cost to repair. Save all components, including fluids and filters, should Administrator require outside inspection. Notify Contract Holder that cost of tear down will not be paid if it is determined that Failure is not covered under this Contract .

3. Determine the cause of Failure , correction required and cost of the repairs.

4. Contact Administrator's Claims Advisor at 800-526-0929 to get authorization to proceed with the claim. Be prepared with the following when placing the call:

a) Approve Claim - If approved, You will be given an authorization number to be recorded on the repair order. The authorized amount is the maximum that will be paid. Additional amounts must receive prior approval.
b) Require Additional Evaluation, Inspection or Tear Down - Administrator may require an inspection prior to repair being completed. If a tear down is required to determine cause of Failure , Contract holder must authorize same. Notify Contract holder that if the repair is not covered, then Contract holder will be responsible for cost of the tear down. Repair facility should save all components requiring inspection, including fluids and filters. The Claims Advisor will arrange for the inspection. If inspection is not made within forty-eight (48) hours, contact the Claims Advisor.
c) Deny the claim and provide the reason for the denial.

6. Review Administrator's findings with Contract holder as well as what will be covered by Contract and what portion of the repairs, if any, will not be covered.

7. Obtain Contract holder's authorization to complete repairs. All repair orders must have customer's signature to qualify for payment.

8. Submit repair order(s) which should contain Contract number, authorization number and authorized amount to Claims Administrator within thirty (30) days at the following address. For immediate claims payment, ask about Our credit card payment plan.

Interstate National Dealer Services, Inc.
333 Earle Ovington Blvd.
Uniondale , NY 11553
800-526-0929
Fax: 516-745-1986

1. You may cancel this Contract by notifying Us . A cancellation form indicating the odometer reading at the date of request will be required.

2. We may cancel this Contract for non-payment of the Contract charge, or for intentional misrepresentation in obtaining this Contract or in submitting a claim.

3. If Your Vehicle and this Contract has been financed, the lienholder may cancel this Contract for non-payment, or if Your Vehicle has been declared a total loss or has been repossessed.

4. If this Contract is canceled within the first sixty (60) days if Vehicle was purchased new or thirty (30) days if Vehicle was purchased used and no claim has been filed, the entire Contract charge paid will be refunded. After sixty (60) days for new or thirty (30) days for used, or if a claim has been filed, an amount of the unearned Contract charge will be refunded according to the pro-rata method reflecting the greater of the days in force or the mileage driven based on the term of Contract and the date or miles when Coverage began.

5. The greater of a $50 service charge or the total amount of all authorized claims will be deducted from all refunds after sixty (60) days for new and thirty (30) days for used Vehicle Contracts .

6. In the event of cancellation, the lienholder, if any, will be named on the cancellation refund check.

This Vehicle Service Contract Provides NO Coverage or Benefits for the following:

A. THE FOLLOWING PARTS: CARBURETOR; BATTERY; SHOCK ABSORBERS; MANUAL TRANSMISSION CLUTCH ASSEMBLY; FRICTION CLUTCH DISC AND PRESSURE PLATE; THROWOUT BEARING; MANUAL AND HYDRAULIC LINKAGES; DISTRIBUTOR CAP AND ROTOR; SAFETY RESTRAINT SYSTEMS (INCLUDING AIR BAGS); GLASS; LENSES; SEALED BEAMS; LIGHT BULBS; BRAKE ROTORS AND DRUMS; ALL EXHAUST COMPONENTS; AND THE FOLLOWING EMISSION COMPONENTS: EGR VALVE; EGR PURGE VALVE/SOLENOIDS; EGR THERMAL VACUUM SWITCH; VACUUM CANISTER; EFE THERMAL VACUUM SWITCH; EFE VALVE; VAPOR RETURN LINES/VALVES; AIR PUMP/LINES/VALVES; DECELERATION VALVE; ANTI BACKFIRE VALVE; ELECTRONIC CHOKE; FUEL FILLER CAP; CATALYTIC CONVERTER/FILTERING/SENSORS; AND EMISSION VAPOR SENSORS ; WEATHER STRIPS; TRIM; MOLDINGS; BRIGHT METAL; CHROME; UPHOLSTERY AND CARPET; PAINT; OUTSIDE ORNAMENTATION; BUMPERS; BODY SHEET METAL AND PANELS; TIRES; AND WHEELS/RIMS; GPS NAVIGATION SYSTEMS; PHONE SYSTEMS AND TV/VIDEO/ENTERTAINMENT SYSTEMS.

B. MAINTENANCE SERVICES AND PARTS DESCRIBED IN YOUR VEHICLE'S OWNER'S MANUAL AS SUPPLIED BY THE MANUFACTURER AND OTHER NORMAL MAINTENANCE SERVICES AND PARTS INCLUDING, BUT NOT LIMITED TO: ALIGNMENTS; WHEEL BALANCING; TUNEUPS; SPARK PLUGS AND SPARK PLUG WIRES; GLOW PLUGS; HOSES; DRIVE BELTS; BRAKE PADS; LININGS AND SHOES; DRUMS AND ROTORSAND WIPER BLADES. FILTERS, LUBRICANTS, COOLANTS, FLUIDS AND REFRIGERANTS WILL BE COVERED ONLY IF REPLACEMENT IS REQUIRED DUE TO A COVERED FAILURE.

C. ANY COMPONENT NOT COVERED BY THE VEHICLE MANUFACTURER FOR THE FULL TERM OF THE VEHICLE WARRANTY IS EXCLUDED.

D. ANY FAILURE RESULTING FROM COLLISION; INTERNAL OR EXTERNAL FIRE; THEFT; VANDALISM; RIOT; EXPLOSION; LIGHTNING; EARTHQUAKE; FREEZING; RUST OR CORROSION; WINDSTORM; HAIL; WATER OR FLOOD; ACTS OF GOD; SALT; ENVIRONMENTAL DAMAGE; CONTAMINATION OR LOSS OF FLUIDS, FUELS, COOLANTS OR LUBRICANTS.

E. ANY FAILURE CAUSED BY MISUSE; ABUSE; NEGLIGENCE; LACK OF NORMAL MAINTENANCE REQUIRED BY THE MANUFACTURER'S MAINTENANCE SCHEDULE FOR YOUR VEHICLE; IMPROPER SERVICING BY YOU AFTER THE EFFECTIVE DATE OF THIS CONTRACT; SLUDGE BUILD-UP OR NOT MAINTAINING PROPER LEVELS OF LUBRICANTS AND/OR COOLANTS; OR NOT PROTECTING THE VEHICLE FROM FURTHER DAMAGE WHEN A FAILURE HAS OCCURRED.

F. ANY REPAIR OR REPLACEMENT OF A COVERED PART IF A FAILURE HAS NOT OCCURRED OR IF THE WEAR ON THAT PART HAS NOT EXCEEDED THE FIELD TOLERANCES PERMITTED BY THE MANUFACTURER.

G. IF ANY ALTERATIONS HAVE BEEN MADE TO YOUR VEHICLE OR YOU ARE USING, OR HAVE USED, YOUR VEHICLE IN A MANNER NOT RECOMMENDED BY THE MANUFACTURER. THIS WILL INCLUDE, BUT NOT BE LIMITED TO, THE FAILURE OF ANY CUSTOM OR ADD-ON PART; ANY FRAME OR SUSPENSION MODIFICATIONS; LIFT KITS; OVERSIZED/UNDERSIZED TIRES OR WHEELS; TRAILER HITCHES; AND OR MODIFICATIONS TO THE ENGINE, EMISSIONS OR EXHAUST SYSTEMS.

H. IF YOUR ODOMETER HAS CEASED TO WORK AND REPAIRS HAVE NOT BEEN IMMEDIATELY MADE; THE ODOMETER HAS BEEN ALTERED IN ANY WAY SUBSEQUENT TO PURCHASE; OR IF VEHICLE'S TRUE MILEAGE CANNOT BE DETERMINED.

I. ANY LIABILITY FOR PROPERTY DAMAGE, OR FOR INJURY TO OR DEATH OF ANY PERSONS ARISING OUT OF THE OPERATION, MAINTENANCE OR USE OF YOUR VEHICLE, WHETHER OR NOT RELATED TO THE PARTS COVERED. LOSS OF TIME, PROFIT, INCONVENIENCE, OR ANY OTHER LOSS THAT RESULTS FROM A FAILURE (EXCEPT AS PROVIDED UNDER THE BENEFITS OR COVERAGES HEREIN.)

J. REPAIRS TO SEIZED OR DAMAGED ENGINES DUE TO CONTINUED OPERATION WITHOUT SUFFICIENT LUBRICANTS ORCOOLANT. YOU ARE RESPONSIBLE FOR MAKING CERTAIN THAT THE OIL AND TEMPERATURE WARNING LIGHTS/GAUGES ARE FUNCTIONING PROPERLY. YOU MUST PULL OFF THE ROAD IMMEDIATELY AND DISCONTINUE VEHICLE OPERATION WHEN EITHER OF THESE LIGHTS/GAUGES INDICATES INADEQUATE PROTECTION OR PERFORMANCE.

K. SALVAGED TITLE VEHICLES; WHEN RESPONSIBILITY FOR A REPAIR IS COVERED BY AN INSURANCE POLICY; WARRANTY FROM THE MANUFACTURER INCLUDING EXTENDED DRIVE TRAIN, MAJOR COMPONENT OR FULL COVERAGE WARRANTIES; A REPAIRER'S GUARANTEE/WARRANTY; OR FAILURES FOR WHICH THE MANUFACTURER HAS ANNOUNCED ITS RESPONSIBILITY THROUGH ANY MEANS, INCLUDING RECALL CAMPAIGNS AND FACTORY SERVICE BULLETINS.

L. IF YOUR VEHICLE IS USED FOR TOWING A TRAILER OR OTHER OBJECT OR VEHICLE WITHOUT BEING EQUIPPED WITH A FACTORY INSTALLED OR AUTHORIZED TOW PACKAGE; OR IS USED FOR COMMERCIAL PURPOSES, INCLUDING, BUT NOT LIMITED TO, RENTAL, TAXI, LIMOUSINE, LIVERY OR SHUTTLE, TOWING OR ROAD REPAIR, CONSTRUCTION, FARMING OR AGRICULTURAL PURPOSES, JOB SITE ACTIVITIES, HAULING, POLICE OR EMERGENCY SERVICES, PRINCIPAL OFF ROAD USE, RACING, COMPETITIVE DRIVING, SNOW REMOVAL, ROUTE-WORK, SERVICE OR REPAIR.

M. ANY FAILURE OCCURRING PRIOR TO THE CONTRACT PURCHASE DATE, OR IF INFORMATION PROVIDED BY YOU OR A REPAIR FACILITY CANNOT BE VERIFIED AS ACCURATE OR IS FOUND TO BE DECEPTIVELY INACCURATE.

N. ANY FAILURE OCCURRING OUTSIDE OF THE UNITED STATES OF AMERICA OR CANADA .

O. DAMAGE CAUSED BY PRE-IGNITION DETONATION, PINGING, IMPROPER/CONTAMINATED FUEL OR IMPROPER ENGINE ADJUSTMENTS.